Welcome to our Mortgage page at Mortgages UK.

Buying a house is amongst the most important decisions you will make in life, so here we share some house buying advice:

Do

Give yourself a margin of safety when deciding on the size of your mortgage. This will prove useful if you encounter unexpected events, e.g. you lose your job.

Remember that an estate agent will be acting on behalf of the seller.

Watch the property market and time your purchase for when property prices are low.

Budget for the many additional costs involved in buying a home.

Don't

Let too many mortgage quotes damage your credit rating. Lenders are likely to run a credit check on you when deciding whether to give you a mortgage decision in principle. If too many credit checks are done it can damage your credit rating, so keep tabs on how many lenders you allow to do credit checks.

Thanks for visiting our Mortgage page. We hope it helped find what you were looking for.